Bayzat Review: HR, WPS Payroll and Health Insurance for the GCC

Name: Bayzat
Brand: Bayzat
Availability: InStock

Bayzat is a Dubai-founded HR, payroll, finance and employee benefits platform for the GCC, started in 2012. It reports 4,000+ companies and 250,000+ employees, has offices in DIFC and Dubai Investments Park and in Riyadh, and holds ISO 27001:2022 and SOC 2 Type 2 certification.

Its payroll generates WPS SIF files in the format MOHRE and the Central Bank require, calculates UAE gratuity and end-of-service, automates GOSI for Saudi Arabia and pays in 130+ currencies. Bayzat also offers group and individual health insurance and motor insurance, which no other HR tool in this group does.

Maya Patel·Editor·Updated October 17, 2026·Fact-checked by Chandrasmita

The verdict

Bayzat is the platform I would recommend to a UAE company of 20 to 500 people that wants HR, WPS payroll and the staff health insurance policy managed in one place. Adding and removing employees from the insurance policy as they join and leave is a recurring chore in the UAE, and Bayzat ties it to the HR record.

The platform has grown beyond HR into accounts payable, corporate cards and global payments, which suits finance teams that want payroll and vendor payments together. The flip side is that pricing is quote-only and depends on which of those modules you take.

gulfHR's SAP and Oracle integrations and eight-country scope suit an older ERP-centric enterprise better, and Keka makes more sense for an Indian group with one UAE entity.

Where Bayzat fits

Who it suits

Bayzat's sweet spot is UAE and Saudi SMBs and mid-market companies, from its small-business band of 11 to 50 staff up to large enterprises of 300+, in retail and F&B, healthcare, real estate, construction and logistics, financial services, IT and professional services. It is strongest where HR also owns the employee health insurance renewal.

What it does differently

The difference with Bayzat is that payroll, health insurance and spend management share one employee record. When someone joins, HR can add them to the group health policy in real time, and when payroll closes the same platform can pay vendors, reimburse expenses and sync journals to QuickBooks or Xero.

How it gets bought

Bayzat sells through consultations and supports customers in English and Arabic from teams in the UAE and Saudi Arabia. Its ISO 27001:2022 and SOC 2 Type 2 certifications help with procurement reviews at regulated employers.

Bayzat also markets by role, with separate pitches for CEOs and owners, finance professionals, HR, IT and people managers. That reflects how the product is bought: finance often signs off because payroll, payables and insurance all move money, so involve the finance lead from the first demo.

Bayzat pricing: modular quotes by company size

Bayzat quotes every deal and describes pricing as based on company size, modules and requirements, with some companies starting on a Core HR and Payroll bundle and adding Benefits, Talent Management or Finance modules later. A quote comes from a free consultation or demo. The vendor says the same pricing model scales from a startup with 10 employees to an enterprise with 1,000+ staff, so ask how the per-employee rate falls as headcount rises.

Insurance is priced separately as a premium, so treat the software subscription and the health policy as two budget lines. Ask whether the software fee changes if you also place insurance with Bayzat.

Plan	Published price	Annual
Core HR and Payroll bundle	Custom quote	Not stated
Add-on modules	Custom quote	Not stated

Pricing last checked September 25, 2026. View source

Company-size segments

Bayzat markets separately to small businesses of 11 to 50 staff, medium businesses of 51 to 300 and large enterprises of 300+. Expect the proposal to follow those bands.

Implementation time and cost

Bayzat says most companies go live in two to four weeks, with its implementation team migrating employee data, configuring policies and training HR and staff. Ask whether implementation is billed or included.

Bayzat features: WPS payroll, HR, insurance and AI

Payroll

Payroll runs from attendance and leave data, produces WPS SIF files and automates WPS, GOSI and end-of-service benefits for UAE and Saudi labor law. Over 100 payroll templates and custom reports are included.

Multi-currency. Supports 130+ currencies with live exchange rates, paying each employee in their contract currency.

Accounting sync. Journal entries for payroll, payables, withholdings and contributions flow to QuickBooks and Xero.

HR, attendance and self-service

The HRMS covers employee records, attendance, leave, timesheet billing, an organization chart and events, with workflows that route requests and update payroll automatically.

Mobile app. Employees view payslips, request leave, manage insurance and submit expenses in an Arabic and English app.

Integrations. ERPs, accounting tools, Microsoft and Google SSO and biometric devices.

Insurance and benefits

Bayzat manages group health insurance for UAE employers with real-time additions and removals and dashboards, and offers individual health and motor insurance.

Care services. Online doctor consultations, prescription services and mental health support.

Talent. AI-assisted candidate matching, retention analytics, performance insights and survey analysis.

Bayzat AI

Bayzat AI includes AI Reporting on attendance, payroll and workforce data, an AI Assistant for HR tasks and approvals, and a Knowledge Hub that answers policy questions.

Reporting. AI Reporting analyses attendance, payroll and workforce data in real time, highlighting trends, forecasting gaps and flagging compliance risks.

Knowledge Hub. Employees get HR policy answers without waiting for the HR team.

Bayzat pros and cons

Strengths

UAE payroll rules handled
WPS SIF files are generated after each run, and gratuity follows the UAE Labour Law formula of 21 days' basic salary per year for the first five years and 30 days after that, with final settlements produced automatically.
Health insurance in the same platform
Group health insurance, individual health and motor cover are available through Bayzat, with real-time add and remove, online doctor consultations, prescriptions and mental health support.
Finance tools beyond payroll
Accounts payable, expense tracking, corporate cards, host-to-host payments and global payouts sit next to payroll, and payroll journals sync to QuickBooks and Xero.
Certified security
ISO 27001:2022 and SOC 2 Type 2, with multi-factor authentication and role-based access, plus Microsoft and Google SSO.

Limitations

No published pricing
Every package is quoted, so comparing Bayzat with vendors that list prices takes a sales conversation.
GCC focus
Payroll compliance is built around the UAE and Saudi Arabia. Multi-currency payouts help with expatriates, but Bayzat does not claim statutory payroll for India or Southeast Asia.
Breadth can mean paying for modules you skip
HR, payroll, insurance, finance and AI are sold as modules. A company that only needs WPS payroll may find a narrower tool cheaper.

Bayzat is a Dubai-founded HR and payroll platform built for the GCC, with WPS-compliant payroll and group health insurance in the same product. The company reports 4,000-plus customers and holds ISO 27001 and SOC 2 Type 2 certification. Pricing depends on modules and headcount, and employers outside the Gulf have little reason to consider it.

Bayzat demo and buying motion

Bayzat sells through a free demo and consultation, then a modular proposal and a two-to-four-week implementation.

List which modules you need now (Core HR and Payroll, Benefits, Talent, Finance) and which later, because Bayzat prices by module and you can add them over time.
Ask for a sample SIF file and a gratuity settlement from your own data, because WPS and end-of-service are what MOHRE and departing employees will scrutinise.
Get separate figures for software and insurance premiums, since the health policy is an insurance product with its own renewal cycle.
Confirm Saudi coverage in detail if you have a KSA entity, including GOSI automation, since the UAE features are the most documented on its site.

Frequently asked questions about Bayzat

How much does Bayzat cost?

There is no public price list. Quotes depend on company size and modules, and some customers start with a Core HR and Payroll bundle.

Does Bayzat have a free trial?

Bayzat offers a free demo and consultation rather than a self-serve trial.

Does Bayzat generate WPS SIF files?

Yes. It generates SIF files in the format required by MOHRE and the Central Bank after each payroll run.

Does Bayzat work in Saudi Arabia?

Yes. Bayzat has a Riyadh office and a Saudi site, and its payroll automates GOSI and end-of-service for KSA labor law.

Can Bayzat manage employee health insurance?

Yes. It offers group health insurance with real-time adds and removals, plus individual health and motor insurance.

When was Bayzat founded?

Bayzat was founded in Dubai in 2012. It now reports more than 4,000 customer companies and 250,000 employees on the platform.

How long does Bayzat take to implement?

Bayzat says most companies are fully live in two to four weeks, with its team handling data migration, policy configuration and training.

Alternatives worth comparing

Bayzat is a GCC platform with insurance built in. These peers suit other needs.

Product	Pricing model	Free trial	Why buyers shortlist it
greytHR	Tiered pricing	Yes	greytHR is India-only; consider it only for staff on an Indian payroll.
Rippling	Modular pricing	Not stated	Rippling is the HR platform that refused to stay in its lane.
Workday HCM	Custom quote	Not stated	[Workday](/software/workday) HCM is the enterprise human capital management platform that competes head-to-head with SAP SuccessFactors and Oracle HCM Cloud for the largest organizations in the world.
Keka HR	Tiered pricing	Yes	Keka runs UAE WPS payroll and Emiratization reporting alongside Indian statutory payroll, with published per-employee tiers.
Kakitangan	Tiered pricing	Yes	Kakitangan.com is a Malaysian HR and payroll system operated by Coastal Hectare Sdn Bhd.